Warwick Social Security Disability Lawyer: Social Security Statistics

According to the Monthly Statistical Snapshot issued by the Social Security Administration (SSA), 10.9 million people received social security disability benefits in January 2013.  Over $10.6 million dollars was dispersed to these recipients.  The large number of beneficiaries and benefits dispersed might suggest that obtaining social security disability benefits is easy, but the reality is many applications are rejected on their first submission.  In fact, in Rhode Island, applicants only have a 33% chance receiving benefits after their first application.  The percentage drops sharply at the reconsideration review, where only 11.3% of the applications reconsidered are awarded disability benefits.  However, 52.2% of cases are awarded benefits after an appeal.  Unfortunately, Rhode Island applicants may have to wait as long as 376 days for the chance to appear at an appeal hearing.  The difficulty and time involved in an application may be daunting but a lawyer who practices social security law can simplify the process.

 

 

Who Qualifies and What Information Do I Need?

 

The SSA narrowly defines the term disability to only include applicants that cannot do their previous work due to a physical or mental condition, cannot adjust to other work due to the same condition, and the condition is expected to last for at least one year.  Restated the requirements are:

 

  • You have a physical or mental condition.
  • This condition prevents you from working at your previous job.
  • This condition prevents you from obtaining another job.
  • Your condition is expected to last for at least one year.

 

If you meet these requirements, then you may be eligible to receive social security disability benefits.  In order to obtain any benefits you must first fill out an application and a report.  The application requires information such as marital status, family information, military information, a W-2 form from the previous tax year, and bank account information.  The disability report requires information about people who can verify the claimed disability, information about medical treatment, current medicine being used, job history from the last 15 years, and information about insurance and workers’ compensation claims.

 

Social Security Benefits For Disabled Warwick Residents

 

If you or a loved one has had social security disability benefits denied or discontinued, the lawyers at d’Oliveira & Associates can provide legal advice.  Our law firm has years of experience providing legal advice to Rhode Island and Massachusetts residents with social security disability claims and appeals.  Please contact the law offices of d’Oliveira & Associates, P.C. at 1-800-992-6867 or fill out a contact form for a free legal consultation.

Woonsocket, RI Social Security Lawyer: Difference between SSI & SSDI.

The Social Security Disability Act was created with the primary objective of ensuring that no American suffers financial ruin if rendered unable to work due to any disability. It is meant to assist individuals when they need the benefits the most. In 1969, President Nixon added the Supplemental Security Income program.

The procedure may be difficult at times, and the requirements vary depending on the type of claim that one is applying for. Under the Social Security Disability Insurance (SSDI), those who have already paid into the Social Security fund through the employer can receive benefits. SSDI is one of the legally required deductions taken out of an American worker’s pay check. Since it is based on income, the more one has recently contributed, the more he or she gets for deductions. On the other hand, Social Security income are those benefits that are intended to assist a disabled person who is not able to meet the demands of a workplace. This program is for those with limited resources, which is why the Government has set a certain threshold for resouces.

A social security lawyer may be able to help you in determining your eligibility for Social Security benefits, and even with your claims process. Getting competent legal representation may improve your chance of winning your claim early on, eliminating all the costs of a tedious application process.

If you are denied Social Security and think that you should appeal, this is actually when you will need an attorney the most. The first stage of the appeals process is to fill out a Request for Reconsideration. The SSA grants only a little less than 20 percent of these requests. The second stage is the disability hearing. It can take nearly a year to obtain a date for this hearing and the only way to avoid this lengthy procedure is to have your social security application approved at the earlier stages of your application.  So it is very important to talk to an experienced social security attorney at the beginning stages of your application for social security.

As RI lawyers, we share the vision of giving Social Security benediciaries what they are entitled to receive when they need this the most. The law firm of d’Oliveira and Associates deal with only highly qualified and most professional Social Security disability lawyers in dealing with these claims. You may contact our law office located at 250 Eddie Dowling Hwy. North Smithfield, RI 02896 through our telephone number, (401) 762-4006 or our toll-free number at 1-800-992-6878.

 

 

 

Call d’Oliveira & Associates If You Need An Accident Lawyer

Accident injuries are among the leading causes of fatality for all ages in the United States. Injuries and deaths resulting from accidents are unintentional, but this does not mean that a victim has to carry the burden of the costs alone. Protection of a person’s right to life and safety must be afforded whenever possible. This is why the victim will need the help of an accident lawyer who can represent him in defending his rights in court.

If you or your loved ones need an accident lawyer, you need the services of not just any lawyer, but a competent and experienced lawyer. It is highly important to prove not only the physical injuries caused by the accident, but the other consequences brought about by the accident. These may include the financial losses, medical costs, lost opportunities, and even emotional distress. In making a claim, the accident lawyer also needs to be efficient in obtaining records, getting medical bills and reports as quickly as possible, in order to ensure fair settlement. Finally, the negligence of the other party has to be specifically proven.

Negligence is the failure to exercise the care that a reasonably prudent person would exercise in like circumstances. The idea of negligence is to encourage people to exercise reasonable care and take into account of the potential harm that they might foreseeably cause to other people.  The elements that the plaintiffs would have to prove in a negligence suit are (1) the defendant owed them a duty of care, the duty of care can also arise under certain circumstances when there is no privity of contract between the two parties, (2) the defendant breached that duty (3) there was a direct cause and a legal cause between the defendant’s actions and the plaintiffs’ injury, and (4) the plaintiff is entitled to damages that arose from the defendant’s negligence.

An experienced Rhode Island attorney will be able to break down the elements and prove each of them flawlessly to the court to ensure that a jury verdict will be in your favour. A jury randomly selected from your community will be more sympathetic to you, the victim, rather than the big manufacturer, trucking company, whichever “deep pocket” defendant that had harmed you. However, presentation of your case will be crucial to their determination of the result.

d’Oliveira & Associates works with only the most reputable and trusted accident lawyers in Rhode Island and Massachusetts. We handle personal injury and disability cases alone, which means that we also have over 23 years of expertise and mastery of the field. We also pay for the costs of necessary expenses, and we will only be compensated for these costs if the case settles and you are compensated for your losses. If you choose not to come to any of our law offices in Rhode Island or Massachusetts, we make sure that someone is sent to your home or hospital, providing personal attention to the case. You may get in touch with our lawyers at our toll-free number, 1-800-992-6878, in order to discuss your case or schedule an appointment with an accident lawyer. The good news is your initial consultation is for free.

d’Oliveira & Associates 2540 Pawtucket Ave  East Providence, RI 02914 (401) 431-1990

Truck Accident Lawyer In Rhode Island & Massachusetts

The Insurance Institute for Highway Safety reported that in 2010 over 500,000 large trucks were involved in accidents in the United States, injuring over a hundred thousand people. An estimated 5,000 people died in these crashes. The United States Department of Transportation also released data that over 500,000 truck accidents occur annually. Truck accidents are highly complex incidents. The size of these trucks and their heavy load cause far greater damages and injuries than other vehicles. The collision may also be affected by factors such as driver experience, the structure of the truck, road conditions, and weather conditions. Fatigue, drinking alcohol, visibility, and speeding are also among the major factors that contribute in these crashes. When the causation of the collision cannot be ascertained, it is important to seek the help of a truck accident lawyer.

 

Truck accidents are devastating for the victim and his or her family. Even a low impact truck collision can lead to serious injuries. Victims suffer cuts and bruises, and sometimes even lose a leg or an arm, or even die. A truck accident lawyer will help them during this crucial moment by helping them win the highest compensation possible while they deal with the consequences of the accident. A truck accident attorney can also help you with a wrongful death suit if a loved one had been killed in a truck accident. A competent attorney will recommend the best option and the things that need to be done after a truck accident, making sure that their rights are protected.

 

Victims of trucking accidents receive compensation by filing a claim and establishing that the accident was caused by negligence. If a driver acted carelessly and irresponsibly, those harmed may be able to receive compensation by demonstration (1) the truck accident resulted from the recklessness of the truck driver, (2) the truck accident caused the harm to the victim, and (3) the victim is owed compensation from the truck driver and/or his employer for the harm caused. Proving these elements of a negligence lawsuit will not be easy, and you will need the experience of a truck accident attorney to help you.

 

d’Oliveira & Associates and its truck accident lawyers believe that a victim does not have to bear the burden and costs following a truck accident. Any accident may be attributable to a factor or a combination of factors. We have over 23 years of experience in defending the interests of aggrieved parties in accident cases. We have available resources to reconstruct the accident scene, and the network to provide expert opinion on the causation of the truck accident. If you or a loved one has been a victim of a truck accident, you may call us at 1800-992-6878 or visit any of our offices to discuss your case with any of our truck accident lawyers.

d’Oliveira & Associates 2540 Pawtucket Ave  East Providence, RI 02914 (401) 431-1990

 

Car Accidents And Other Causes Of Serious Whiplash Neck Injuries

Whiplash describes a range of injuries to the neck and vertebrae. These injuries affect the joints, nerves, and muscles.  Whiplash is caused by sudden movement of the neck and head following an impact or sudden deceleration.  Signs that you have sustained whiplash injuries include headaches, stiffness, neck pain, shoulder pain, and lower back pain.  The severity of a whiplash injury is graded on a continuum of 0-4.  Whiplash can be caused by many events but car accidents are the leading cause of this injury.  The majority of these car accidents are low-speed and oftentimes whiplash injuries are not manifested immediately.  In fact, most injuries occur at speeds lower than 12 miles per hour.  And, whiplash injuries may take days, weeks, or months to manifest physically.  Additionally, car accidents at any speed can aggravate a preexisting condition.  If you have been involved in car crash you should see a doctor and talk to a personal injury lawyer about your rights.

 

Whiplash Causes And Statistics

 

While the most common cause of whiplash is a car crash, slip and falls also cause whiplash injuries.  Additionally, physically traumatic events cause whiplash like sports injuries.  For example, in boxing the entire purpose of the sport is cause traumatic injuries to the other boxer.  Football is another sport that has caused serious whiplash injuries to players at all levels including high school, college, and professional.  In fact, every year about 120,000 people suffer whiplash from these various causes.  The effects of whiplash injuries can be lasting and costly.  The victim may suffer from fatigue, lack of concentration, memory problems, depression, or permanent disability.  These conditions give rise to immediate medical expenses, rehabilitation expenses, and lost productivity.  The victim of whiplash injuries should not have to carry the physical and financial burden of someone else’s negligence.  A personal injury attorney can help you receive the compensation you deserve.

 

Do You Need A Lawyer For Your Whiplash Injuries?

 

If you or a loved one has suffered whiplash injuries, the lawyers at d’Oliveira & Associates want you to know that you may be entitled to compensation.  Our law firm has years of experience when it comes to personal injury lawsuits, and can help ensure that you receive the legal representation you deserve for your whiplash claim.  Please contact the law offices of d’Oliveira & Associates, P.C. at 1-800-992-6867 or fill out a contact form for a free legal consultation.

d’Oliveira & Associates 2540 Pawtucket Ave  East Providence, RI 02914 (401) 431-1990

 

Police Report or Uniform Crash Report in a Car Accident Lawsuit

Automobile accidents are a distressing event and a party to an accident should take certain steps to minimize personal injury and legal liability. First, the parties involved in an accident should assess any personal injuries.  The parties should then exchange information.  Next, a party should record facts about the accident.  It is also important to get contact information from witnesses.  An extremely important thing for a party involved in a car accident to remember is that he or she should never admit guilt or talk with the other party’s insurance agent.

 

The Importance of Police Report or Uniform Crash Report

 

One of the most important things to do after a car accident is notify the police.  The police will come to the accident scene and fill out a form called a uniform crash report.  The report is important because it contains information about the car accident that can help you establish your legal claim.  The Rhode Island uniform crash report includes information about the location, drivers, passengers, witnesses, the driving conditions, the vehicle type, and diagrams describing vehicle damage.  The government uses the report to generate motor vehicle accident statistics.  Additionally, such reports are used to identify dangerous intersections and to improve roadways.  An insurance company will use the uniform crash report to assess your claim and it will be useful if your insurance company wants to seek damages or defend you.  A lawyer will use the report to gain a better understanding of any legal claim you may have and the report may be used at trial to corroborate your case.  Sometimes the police will inaccurately fill out a report.  It is important to address any inaccuracies as soon as possible by having your lawyer contact the police department.  In addition to the uniform crash report, the Rhode Island Department of Motor Vehicles requires an accident report form for accidents causing injuries or property damage in excess of $1,000 within 21 days.  The form should be mailed into the Department’s Pawtucket office.

 

Do You Have a RI Car Accident Lawsuit?

 

If you or a loved one has been injured in a car accident, the Rhode Island attorneys at d’Oliveira & Associates want you to know that you may be entitled to compensation.  d’Oliveira & Associates has years of experience when it comes to car accident lawsuits, and can help ensure that you receive the legal representation you deserve for your car accident claim.  Please contact the law offices of d’Oliveira & Associates, P.C. at 1-800-992-6867 or fill out a contact form for a free legal consultation.

 

d’Oliveira & Associates  751 RESERVOIR AVE.   CRANSTON, R.I. 02910 (401) 275-2039

d’Oliveira & Associates Updates Blog on Social Security Disability Benefits in Fall River

Fall River, Massachusetts has over 88,000 residents located within its 39 square miles.  The Fall River social security office is located at 400 North Main Street.  In 2010, more than 1.2 million Massachusetts residents received more than $1.2 million in social security disability benefits.  Social security disability benefits are administered based upon an applicant’s work history and accrual of work credits.  Many Fall River residents have accrued the necessary work credits because Fall River has always been a working city.  During the industrial revolution, Fall River expanded its textile industry and eventually became the leading textile manufacturer in the country.  Today Fall River fosters economic growth through its Office of Economic Development.  The Office of Economic Development has continued to expand Fall River’s workforce by securing new businesses and grant money.

 

Massachusetts Residents Vote “Yes” On Referendum About Social Security Disability Benefits

 

Social security benefits were an especially important issue in the 2012 election for Massachusetts residents. On the Massachusetts ballot, the state included a referendum titled “Budget For All,” which instructs its Representatives and Senators to support acts that “prevent cuts to Social Security, Medicare, Medicaid, and Veterans benefits.”  The referendum on federal budget priorities passed by a ratio of three to one.  Additionally, it reflects the importance of social security disability benefits to those who receive them.  The referendum is good news for the Social Security Administration (SSA) because the SSA is requesting an increase of over $300 million for its 2013 budget.  The SSA has sought to administer benefits to as many eligible applicants by reducing costs through a reduction in the number employees, work hours, and paper mail.  The SSA has increased the number of social security disability beneficiaries over the years from over 500,000 in 1960 to 9.8 million in 2012.  While the SSA has increased the number beneficiaries, many disabled applicants are denied benefits despite being qualified.  d’Oliveira & Associates has years of experience helping qualified Rhode Island and Massachusetts residents obtain social security disability benefits.  Attorney Laura Cameron exclusively practices personal injury and social security disability law at d’Oliveira & Associates Warwick, Rhode Island office.

 

Disabled Fall River Residents Need Social Security Benefits

 

If you or a loved one has had social security disability benefits denied or discontinued, the Fall River Social Security Disability Lawyers at d’Oliveira & Associates want you to know that you may be entitled to compensation.  d’Oliveira & Associates has years of experience providing legal advice to Rhode Island and Massachusetts residents with social security disability claims and social security disability appeals, and can help ensure that you receive the legal representation you deserve for your social security disability claim.  Please contact the law offices of d’Oliveira & Associates, P.C. at 1-800-992-6867 or fill out a contact form for a free legal consultation.

 

d’Oliveira & Associates 408 BEDFORD ST.  FALL RIVER, MA. 02720 (508) 677-0500

 

 

 

 

Slip and Fall Personal Injury

By d’Oliveira & Associates, Rhode Island Attorneys

Slip and falls can occur while visiting someone’s home, attending school, working on the jobsite, shopping in the supermarket, or walking on the sidewalk.  A slip and fall caused by wet floors, icy sidewalks and parking lots, spilled grease, uneven walking surfaces, and cluttered walkways can cause serious personal injury.  Slip and fall cases fall under the class of cases known as “premises liability” claims because they involve a personal injury on property that the owner was under a duty to maintain.  When the property owner breaches his or her duty to maintain workplace safety and a personal injury results, the injured party should consult a personal injury lawyer.  A slip and fall claim arises when a city does not properly maintain it sidewalks or when a store does not dutifully clean its aisles.   d’Oliveira & Associates has the knowledge and experience to recover compensation for slip and fall victims from negligent property owners, negligent businesses leasing property, and insurance companies.

Conditions Causing Indoor Slip and Fall Injuries

Several conditions created by a property owner’s failure to use care cause slip and fall injuries indoors. The failure of the property owner to provide adequate warnings for dangerous surfaces, evenly apply floor treatments, provide “non-skid” treatments where necessary, or replace torn or bulging carpet may create liability. Stairs also pose a significant slip and fall risk. The failure of the property owner to repair uneven or rounded stairs, clean spills and other obstructions, or to provide a handrail may also create liability.

Slip and Fall Statistics

According to the National Floor Safety Institute, slip and falls account for over 1 million hospital visits per year.  Slip and falls are the most common worker’s compensation claim.  While slip and falls are often associated with the elderly, they are the leading occupational injury for people aged 15 to 24 years old.  55 percent of slip and falls are caused by floor surfaces and 24 percent of slip and falls are caused by footwear.  Falls occur when safety in the workplace  is neglected in businesses like manufacturing, service, maintenance, construction, and trucking industries.  Slip and falls on the jobsite fall under the class of cases known as “workers’ compensation” claims because every state requires businesses to cover workers’ compensation insurance.  This insurance establishes a fixed monetary award for particular injuries.  Sometimes the government may deny a workers’ compensation claim because it is claimed the slip and fall injury did not occur in the course of employment.  An injured party in Rhode Island and Massachusetts who has been denied workers’ compensation benefits in a slip and fall case should consult a lawyer.

Do You Have a Slip and Fall Lawsuit?

If you or a loved one has been injured in a slip and fall accident, the RI slip and fall lawyers at d’Oliveira & Associates want you to know that you may be entitled to compensation.  d’Oliveira & Associates has years of experience when it comes to Rhode Island slip and fall lawsuits, and can help ensure that you receive the legal representation you deserve for your personal injury claim.  Please contact the law offices of d’Oliveira & Associates, P.C. at 1-800-992-6867 or fill out a contact form for a free legal consultation.

d’Oliveira & Associates 88F JEFFERSON BlVD. WARWICK, R.I.02888  (401) 490-6907

Different Ways That Attorneys Can Help Prove Your Innocence After A Motorcycle Accident

In a motorcycle accident, it is often difficult to prove one’s innocence. The lawyer of the other party will try his best to prove the fault of the motorist in the accident. This happens whether or not it is clear that the other party is at fault. Sometimes, there are no witnesses to support your claim. In other instances, even the evidence cannot impute the fault on the other party with clarity and certainty. There are also instances where the victim is also killed in the accident, leaving no one to defend his or her rights. This does not mean, however, that the motorist is left with no recourse. Especially at this point, motorcycle accident lawyers can play an important role.

 

Studies show that motorcycle rights death rates increased among all age groups between 1998 and 2000. Most of these accidents aren’t caused by the carelessness of the rider, they are caused by the carelessness of the driver. Motorcycle riders deaths were nearly 30 times more than for drivers of other vehicles. Motorcycle riders aged below 40 are 36 times more likely to be killed than other vehicle operators of the same age. In 2004, 4,008 motorcycle occupants were killed on U.S. roads, which was an 8% increase from the year before. U.S. data shows that there are over four million motorcycles registered in the U.S. Motorcycle fatalities represent approximately five percent of all highway fatalities each year, yet motorcycles are only 2% of all registered vehicles in the U.S. One of the main reasons more motorcyclists are killed in crashes is because the motorcycle itself provides virtually no protection in a crash. Approximately 80 percent of reported motorcycle crashes result in injury or death/ whereas for automobiles, the figure is only about 20 percent.

 

RI Motorcycle accident attorneys have the best strategies and resources at their disposal in order to prove the victim’s innocence. They also have access to the best accident reconstruction experts. Accident reconstruction experts make use of the police reports, the accident scene, the interviews with witnesses, and the evidence from the crash and use scientific methods to reconstruct the accident and show what has actually happened. Most importantly, the evidence from the accident site may deteriorate so it is important for the reconstruction expert to have access to the site as soon as possible.

 

d’Oliveira & Associates seeks to get you compensated for the personal and property damages a motorcycle accident has caused you. Our Rhode Island attorneys make sure that your rights are protected, and that your innocence is proved. We make sure that your best interests are served. Call d’Oliveira & Associates at 1-800-992-6878 to talk to the motorcycle accident attorneys that may be able to get you the money that you deserve or visit our website for more information.

d’Oliveira & Associates – 88F JEFFERSON BlVD. WARWICK, R.I.02888  (401) 490-6907

 

I Was In An Auto Accident: Who Will Pay For My Medical Bills?

An auto accident is any driver’s worst nightmare. The injured party does not only deal with the injuries, lost wages and opportunities, mental distress, damages to his or her property, and proving fault when he or she files a claim or lawsuit. Among the injured person’s biggest worries is who has the responsibility to pay for his or her medical bills.

 

There is no single answer to the question of who will pay for your medical bills because it is dependent upon the laws in the state where you would file suit. For example, in Massachusetts, the vehicle has personal injury protection (PIP) provisions in its insurance policy. This means that regardless of fault, the insurance company pays for the medical bills of the named insured, members of his household, and authorized driver or passengers of the vehicle. An individual’s own personal insurance may also be used for any expense that exceeds the PIP coverage. After the thresholds are met, the injured party may bring a claim or lawsuit against the party at-fault. This is the case in no-fault States.

 

No-fault insurance is any type of insurance contract under which insureds are indemnified for losses by their own insurance company, regardless of fault in the accident and the losses generated. No-fault is mostly used in the context that a policyholder and the passengers are not only reimbursed by the policyholder’s own insurance company without proof of fault, but also restricted in the right to seek recovery through the civil-justice system caused by other parties. This means that the injured would have to wait for the compensation from the insurance company first before they file suit.

 

Rhode Island, on the other hand, does not have the same laws. It does not have PIP coverage, which means that an injured person do not have to go through the insurance company to try to recover the money to cover the damages to his person or property, the medical expenses, and the pain and suffering. They may immediately file a lawsuit against the driver or party at-fault. Every state law is different, that’s why you will need East Providence auto accident attorney who specializes in the law of the state that you want to file the lawsuit in order to guarantee that you follow the processes to file a lawsuit and get the compensation that you deserve.

 

In any case, the services of East Providence auto accident lawyer are recommended in order to properly proceed with the case. There are other rules and processes followed before you can negotiate with the insurance provider. The auto accident lawyers at d’Oliveira and Associates are well equipped to deal with auto accident cases where individuals are suffering or have suffered any injury from the negligence or fault of another driver. Our lawyers make sure that your rights are protected and that your best interests are served. Call a Rhode Island attorney at d’Oliveira & Associates at 1-800-992-6878 to talk to the attorneys that may be able to get you the money that you deserve or visit our website for more information.

d’Oliveira and Associates – 2540 PAWTUCKET AVE.    EAST PROVIDENCE, R.I.  02914 (401) 431-1990

 

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